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Avoid Mistakes When Planning and Filing Virginia Bankruptcy Cases

The best-planned bankruptcy cases go unnoticed. A few debtors glide through the system without attracting attention and receive full discharges in record time. Luck is not involved, but rather each successful debtor begins planning strategically a few weeks or months in advance. These debtors know something that you don’t.

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Ask a Bankruptcy Lawyer for Help – Expand Your Options Quickly

If you are thinking about filing Chapter 7 or Chapter 13 bankruptcy, you are not alone. Complete the form below to contact a sponsoring bankruptcy lawyer. Ask all questions you deem important without cost or obligation of any kind. Free help is only a few minutes away.

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Virginia Bankruptcy Laws - Limitations

The Code of VA provides in § 34-5 - To what debts exemptions shall not apply - "The property exemptions created under this Code shall not be claimed against the following debts: 1. For the purchase price of such property or any part thereof. If the property purchased and not paid for is exchanged for or converted into other property by the debtor, such last named property shall not be exempted from the payment of such unpaid purchase money. 2. For spousal or child support obligations."

Operation of  laws

In practice, occupation of a home requires a physical presence of the debtor on a regular basis. Problems arise because of multiple tracts, absence from the state, and divorce proceedings which fracture the application of domicile rules. Clarifying both domicile and residency through a written designation prevents surprises. If the validity of a homestead exemption is in question, written agreements and designation provide many debtors with a solution. Note: Absence from the country because of military service can not form the sole basis of abandonment.

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Personal filing information for Chapter 7 & Chapter 13 in Alexandria, Arlington, Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Richmond, Roanoke, Virginia Beach, plus county and state bar information, court locations and tips, plus Virginia bankruptcy lawyer directory with attorney fee guidelines and law firm help information. ©Copyright 1998-2009, All Rights Reserved.